Insuring a horse shouldn't feel like a gamble

---

Anyone who has bought or insured a horse knows the feeling. The records live in a dozen places: the vet, the trainer, the seller, the registry, the last insurer. Forms get printed, scanned and emailed, and weeks go by.

Too often, the real surprise comes later, when a claim is filed and a detail nobody saw finally comes to light. Arion Assurance brings everything together before a policy is written, so owners, buyers and insurers start from the same facts.

Your broker sends you a secure link. You answer a few simple questions about you and your horse, add any documents you have, and you're done. No printing, no scanning, no chasing paperwork.

Behind the scenes, our engine does the digging. It gathers and checks your horse's records so your underwriter sees the full picture from day one, and you face fewer surprises down the road.

A horse purchase is a big decision made on trust. If a horse turns out to have an undisclosed injury, altered records or a history that isn't what you were told, the problem usually surfaces after the money has changed hands.

Share. Your broker sends a secure link, and you tell us about your horse in about two minutes.

Verify. Our AI engine checks registry, competition, ownership, veterinary and sale records, and flags anything that doesn't add up.

Decide. Your underwriter reviews a clear, sourced report and makes a faster, better-informed decision. See the full step-by-step on our How It Works page.

Every submission arrives as a structured intelligence report with a risk score, clear flags and the sources behind every finding. Underwriters stay in control of every decision, with far better information to make it.

Brokers keep their client relationships, with a portal that carries their own brand. Learn more on our Underwriters & Brokers page.

Every fact in an Arion report links back to where it came from, and every report records what was checked and how. Your data is encrypted and shared only with your consent.

Each horse also gets a living digital profile that grows over its lifetime, with competitions, ownership changes, veterinary events and renewals, so every future policy starts from a better place.